Bank API - Our secure and simple Bank API integration

Instantor Bank API is the very core of our business. Our modern Fintech API is trusted by over 200 Financial Institutions worldwide. We have integrated with over 250 banks globally, offering you one of the most robust banking API services on the market.

Included in: Instant Access , Instant Dev , Instant Ease , Instant ID , Instant Smart

Powerful data aggregation

Instantor Bank API is an integration kit allowing you to harness the power of customer data. Bank API lets you digitise on-boarding process and leverage the intelligent products we offer such as KYC, Income Verification and Insight. This enables you to make smart decisions in line with your risk management strategy.

Open banking made easy

We save you the time and money you would normally spend on analysing data by offering you a variety of user-friendly login interfaces and a selection of channels and formats to smoothly deliver customer information. This allows you to focus on your core business. Our smart products do the work. Bank API is Fintech at its best.

What is Open Banking?

Open banking is the practice of sharing financial information electronically. The practice refers to secure information sharing under conditions that customers approve of beforehand. Fintech APIs (Application programming interfaces) allow third-parties to access financial information and transactional data under secure conditions, which promotes the development of new apps and services. The purpose of open banking APIs is to enable development that results in a better experience for end-consumers.

What is a Banking API?

Fintech APIs enable the data aggregation of tomorrow. Banks are using APIs to open up their infrastructure to third parties. API platforms are the hooks and software used by developers to build applications and integrations that connect to other firms’ technology. Banks with Fintech APIs enable developers to build apps that improve their infrastructure to i.e. provide a smoother customer experience.

Why do Bank APIs matter?

While banks continue to improve core banking services, many of the improvements made to banking in recent years has been due to the work of external financial companies, so-called Fintechs. More innovation will come from the extended collaboration between financial institutions and agile fintech players. Bank APIs and API platforms ensure that this collaboration can be maintained in the securest possible way, improving end-consumers banking experiences. APIs ensure that developers can continue to experiment, prototype and build solutions on top of core banking technology.